“You’re not necessarily getting paid even when you have a work appointment.” That phrase really hit me. I had an interesting conversation with a good friend recently. He’s a very successful Pilates trainer, his days are packed back-to-back, easily 10 appointments a day. Something I can only dream of as a financial consultant. As we…
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Hello everyone! If you’ve ever sat down for a financial consultation, chances are you’ve heard the word endowment. It’s one of the tools often recommended for people looking to grow their money in a stable and structured way. A question I often get from my prospects is: “Is an endowment plan like a bank savings…
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If you haven’t heard the news — at the time of writing, the US President made a shocking twist and just announced a 90-day freeze on the heavy tariffs he slapped on dozens of countries… except China’s not on the guest list. In fact, the tariff on Chinese imports was just raised to a whopping…
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On March 13, 2025, the S&P 500 officially entered correction territory, falling 10% from its February 19 peak, and marking a 22-day decline. Since then, the market has shown signs of recovery, gaining approximately 4% from its March 13 low. However, as of March 27, the index still remains about 6% below its February high.…
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If you’ve been following the news, Chocolate Finance, a financial services firm offering 3.3% guaranteed returns on your first $20K, has temporarily suspended instant withdrawals due to “high demand” on March 10. This happened right after personal finance influencer Seth Wee, better known as Sethisfy, uploaded a YouTube video on Sunday explaining why he withdrew…
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Investment-Linked Products (ILPs) get a bad rep online, but honestly, a lot of the negativity comes from misunderstandings or hearsay. So, let’s break it down like we’re just chatting over coffee and figure out what’s really going on. Two Types of ILPs: Know What You’re Talking About First off, not all ILPs are the same.…
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Before we delve into today’s topic, please pay attention to your body posture, specifically how you are sitting or standing right now. Now, compare it with the images below. Do you make yourself smaller by huddling up? For example, by keeping your legs crossed, hunching your back, or wrapping yourself with both arms? Or do…
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“I’m not supposed to be here,” Amy Cuddy told herself on the night before her first-year talk during her studies at Princeton University. It was a moment where her anxiety started to take over her mind; she felt overwhelmed, or more accurately – powerless on the fact that she had to give a 20-minute talk…
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I remember being the kid who despised exercise. My mom would ask me to join her and my father for a jog around the park every weekend, but I always came up with excuses like wanting to sleep or watch television. Truthfully, I lacked motivation and failed to see the purpose of exerting myself through…
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