Hello everyone! If you’ve ever sat down for a financial consultation, chances are you’ve heard the word endowment. It’s one of the tools often recommended for people looking to grow their money in a stable and structured way. A question I often get from my prospects is: “Is an endowment plan like a bank savings…
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On March 13, 2025, the S&P 500 officially entered correction territory, falling 10% from its February 19 peak, and marking a 22-day decline. Since then, the market has shown signs of recovery, gaining approximately 4% from its March 13 low. However, as of March 27, the index still remains about 6% below its February high.…
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If you’ve been following the news, Chocolate Finance, a financial services firm offering 3.3% guaranteed returns on your first $20K, has temporarily suspended instant withdrawals due to “high demand” on March 10. This happened right after personal finance influencer Seth Wee, better known as Sethisfy, uploaded a YouTube video on Sunday explaining why he withdrew…
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Investment-Linked Products (ILPs) get a bad rep online, but honestly, a lot of the negativity comes from misunderstandings or hearsay. So, let’s break it down like we’re just chatting over coffee and figure out what’s really going on. Two Types of ILPs: Know What You’re Talking About First off, not all ILPs are the same.…
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